Usecases

From Treasury. To Settlement.

Explore how CFOs, treasurers, controllers, and finance operations teams use Nien to automate enterprise finance.

01

Capabilities

Accounts Payable

Accounts Payable, Reimagined.

Automate invoice capture, approvals, and payments with enterprise-grade governance built into every step.

01

Smart invoice capture

Extract, classify, and validate invoices automatically before they enter your approval workflow.

02

Policy-driven approvals

Route invoices through the right approvers using spending limits, budgets, and approval policies.

03

Payment Execution

Execute approved payments through banking or stablecoin rails with complete auditability.

Treasury Management

Treasury Management, Unified.

Gain real-time visibility into cash across banks, ERPs, and payment rails—while automating treasury operations with policy-driven AI.

01

Unified Cash Visibility

Connect every bank account and ERP into a single real-time treasury view.

02

Intelligent Liquidity

Forecast cash positions and optimize capital allocation automatically.

03

Governed Treasury

Execute transfers and treasury operations within enterprise policies with ease.

Vendor Payments

Vendor Payments, Simplified.

Automate domestic and cross-border vendor payments with AI, built-in approvals, and complete auditability.

01

Smart Vendor Routing

Validate vendors and automatically route payments through the optimal rail.

02

Policy-driven approvals

Automatically route high-value payments through configurable approval workflows.

03

Global Settlement

Execute secure payments across traditional banks and stablecoin rails.

Cash Forecasting

Cash Forecasting, Intelligent.

Continuously predict liquidity across accounts using live financial data and AI-driven forecasting.

01

Live Cash Position

Aggregate balances from every bank, ERP, and financial system in real time.

02

Predictive Forecasts

Forecast inflows, outflows, working capital, and future liquidity in real time.

03

Actionable Insights

Identify cash risks, funding gaps, and optimization opportunities before they impact operations.

Accounts Payable

Accounts Payable, Reimagined.

Automate invoice capture, approvals, and payments with enterprise-grade governance built into every step.

01

Smart invoice capture

Extract, classify, and validate invoices automatically before they enter your approval workflow.

02

Policy-driven approvals

Route invoices through the right approvers using spending limits, budgets, and approval policies.

03

Payment Execution

Execute approved payments through banking or stablecoin rails with complete auditability.